Skip to main content

What Can We Help You Find?

Common Searches

Locations & Hours

Find a First Bank location near you. Search branches and hours, ATMs and more.

Find Us

Online & Mobile Banking

Enjoy an improved online experience, better app and more security with new Online & Mobile Banking.

Learn More

Contact Us

Reach out to if you have questions, are looking for assistance, or would like to share feedback.

Let's Connect

Business Loans

Make progress toward your goals and uncover the loan that fits your business by partnering with us.

Learn More


Apply for your next home loan online 24/7 and enjoy quick, local service for your next mortgage or refi.

Apply Now

Farm Loans

Turn to us when you need flexible access to capital, new equipment or real estate for your farm.

Learn More

Can you withdraw from your retirement fund?

The federal government is waving penalties and making other accommodations for those who need to access retirement savings early.

Through the end of 2020, the CARES Act allows a new type of hardship withdrawal for participants in 401(k)-type defined contribution plans or individual retirement accounts (IRAs) who are affected by COVID-19. The new coronavirus-related distribution (CRD) is not subject to the 10 percent early-distribution penalty and may be repaid over three years. Distributions may not exceed $100,000 per eligible participant.

Income taxes will still be owed on withdrawn amounts, but the law also lets individuals pay tax on the CRD income over a three-year period. Those repayments would not be subject to annual retirement plan contribution limits.

The waiving of the ten percent penalty applies retroactively to withdrawals beginning January 1, 2020, for account holders if:

  • They have received a diagnosis of COVID-19.
  • A spouse or dependent has received a diagnosis of COVID-19.
  • They experience, due to COVID-19, adverse financial consequences as a result of being quarantined, furloughed or laid off; having work hours reduced; or being unable to work due to lack of child care, or other factors as determined by the Treasury secretary.

You are leaving

First Bank does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. First Bank neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.

Our privacy policies do not apply to linked websites. You should consult the privacy disclosures on any linked site for further information.

Thank you for visiting our website.

By clicking Continue, you will be directed to First Financial Services.

Continue to First Financial Services

Your security and privacy matters at First Bank. Before you send us an email, please be sure that you are not sending confidential or personal information – like your account number or social security number. If you need to share this type of information with us, please call us at 1-800-538-3979.

Continue and send email