Farm Operating Loans

Why First Bank for Operating Lines of Credit

Ready to simplify borrowing with easy access to short-term financing? Need peace of mind that day-to-day expenses are always covered? Want assurance that you'll never miss another opportunity due to financing delays? Look to a First Bank Operating Line for access to money when you need it the most.

Money when you need it

• Take advantage of marketing opportunities to purchase inputs to capture potential discounts
• Sell grain when it's most advantageous for you
• Ensure short-term financing is always readily available
• Cover operating expenses – both expected and unexpected
• Supplement cash flow gaps as needed
• Capitalize on business opportunities right away

More about First Bank Operating Lines

• No need to reapply for additional credit each time you need to tap into the line
• Competitive variable rates
• Interest-only payments for up to one year
• Advance money to other First Bank accounts by phone or online
• Automatic payments from a First Bank account
• Line doubles as overdraft protection on your First Bank Business Checking account
• Line of Credit Sweep options make great add-ons for automated money management

Together, Let’s Make Great Things Happen

Generations of farmers have partnered with us to make great things happen since 1893. Meet the First Bank team helping farms and families thrive in Carmi, Grayville, Lawrenceville and Mount Carmel in Illinois, and Evansville, Haubstadt, Mount Vernon, Poseyville, Princeton and Vincennes in Indiana.