Skip to main content

What Can We Help You Find?

Common Searches

Locations & Hours

Find a First Bank location near you. Search branches and hours, ATMs and more.

Find Us

Online & Mobile Banking

Enjoy an improved online experience, better app and more security with new Online & Mobile Banking.

Learn More

Contact Us

Reach out to if you have questions, are looking for assistance, or would like to share feedback.

Let's Connect

Business Loans

Make progress toward your goals and uncover the loan that fits your business by partnering with us.

Learn More

Mortgages

Apply for your next home loan online 24/7 and enjoy quick, local service for your next mortgage or refi.

Apply Now

Farm Loans

Turn to us when you need flexible access to capital, new equipment or real estate for your farm.

Learn More

Farm Operating Loans

A First Bank Operating Line is flexible and can be tailored to meet the input expenses and changing needs of your farm operation.

Why First Bank for Operating Lines of Credit

Ready to simplify borrowing with easy access to short-term financing? Need peace of mind that day-to-day expenses are always covered? Want assurance that you'll never miss another opportunity due to financing delays? Look to a First Bank Operating Line for access to money when you need it the most.

Money when you need it

  • Take advantage of marketing opportunities to purchase inputs to capture potential discounts
  • Sell grain when it's most advantageous for you
  • Ensure short-term financing is always readily available
  • Cover operating expenses – both expected and unexpected
  • Supplement cash flow gaps as needed
  • Capitalize on business opportunities right away

More about First Bank Operating Lines

  • No need to reapply for additional credit each time you need to tap into the line
  • Competitive variable rates
  • Interest-only payments for up to one year
  • Advance money to other First Bank accounts by phone or online
  • Automatic payments from a First Bank account
  • Line doubles as overdraft protection on your First Bank Business Checking account
  • Line of Credit Sweep options make great add-ons for automated money management

Together, Let’s Make Great Things Happen

Generations of farmers have partnered with us to make great things happen since 1893. Meet the First Bank team helping farms and families thrive in Carmi, Grayville, Lawrenceville and Mount Carmel in Illinois, and Evansville, Haubstadt, Mount Vernon, Poseyville, Princeton and Vincennes in Indiana.

Disclosures

Loans subject to credit approval. First Bank cannot provide tax or legal advice. Please seek the guidance of a tax or legal professional if you have questions.

Your security and privacy matters at First Bank. Before you send us an email, please be sure that you are not sending confidential or personal information – like your account number or social security number. If you need to share this type of information with us, please call us at 1-800-538-3979.

Continue and send email