40% of small businesses are profitable, 30% break even, and 30% are continually losing money. Of the businesses that fail, 82% do so because of cash flow problems.
Small Business Trends
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40% of small businesses are profitable, 30% break even, and 30% are continually losing money. Of the businesses that fail, 82% do so because of cash flow problems.
Small Business Trends
For clients with business loan relationships, we will deliver an annual 19-Point Financial Optimization Plan. We do the work, and your business benefits from a comprehensive review of your key financial metrics, along with a comparison of your performance to peers. This financial health tool shares data to help maximize your margins, analyze expenses to maximize profitability and review your liquidity position to ensure your money is working hard. It also examines your leverage and payment coverage ratios to determine if you are in a position to expand your business should the opportunity present itself. Your Relationship Manager and an executive officer will meet with you to walk through the results of your plan.
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