Committed to supporting local farmers with customized ag loans.
Understanding the unique challenges and opportunities of the farming industry, we offer tailored financing solutions to meet the diverse needs of modern farmers. Our ag loans are designed to provide the financial backing necessary for a wide range of agricultural pursuits, whether you're expanding your farm operations, investing in new technology, or managing seasonal cash flow.
With a First Bank ag loan, you'll benefit from competitive interest rates, flexible repayment terms, and a team of experts with a deep understanding of agricultural financing. We are dedicated to working closely with you to understand your specific needs, ensuring that our financing solutions align perfectly with your farm's goals and potential. We recognize the importance of sustainable farming practices and are here to support your efforts in maintaining and growing a successful operation.
Farm Real Estate Loans
Are you considering expanding or do you have an opportunity to purchase that farm you have been hoping to purchase? Are you considering new buildings, irrigation system, or improvements to your grain system? Our many financing options can provide the solution to these decisions.
Operating Lines of Credit
Cash flow is critically important to a farm's profitability. If you want to ensure that you are ready to take advantage of supplier discounts, avoid finance account charges, or bridge the gap of cash flow needs while you market commodities, then an Operating Line of Credit could be a great tool for your farming operation.
Ag Equipment Loans
Don’t let outdated equipment slow you down. Compare cash discounts from manufactures versus their financing options, when considering how to finance equipment. Financing with First Bank may provide a cash discount on your purchase. From Trucks, Trailers, tractors, planters, sprayers, or other equipment, let First Bank help you upgrade your farm's major equipment needs.
Conveniently keep your personal and farm expenses separate with a Business Credit Card. It can be a quick solution for temporary cash flow gaps, too.
You know what you're good at.
And you stick to it to create a competitive advantage. We know what we're good at, too. Since 1893, First Bank is known for partnering with farmers to help them grow and stay profitable.
Digital Banking
Deposit checks from your farm or on the go.
The My First Bank Business Deposit mobile app makes it easy.
What can we make happen for your farm operation?
Flexible access to capital, new farm equipment or farm real estate you want to purchase? Whatever is next, you can turn to First Bank for a partnership based on knowledge and trust, because your ideas and vision teamed up with our expertise can only mean great things.
Fraud Mitigation
Over 80% of businesses have been targeted by payment fraud.
Is your farming operation prepared?
Take a step towards securing the future of your farm.
Connect with our team today to explore how an ag loan could help your farming business thrive in Illinois and Indiana.
business/agriculture-loans
Loans subject to credit approval. First Bank cannot provide tax or legal advice. Please seek the guidance of a tax or legal professional if you have questions.