For non-conventional flexibility, our In-House Mortgage is a great option.
Not all home loans needs are the same, and every family has a different story. That's why First Bank clients love our In-House Mortgage option which offers less restrictive credit requirements. You'll also enjoy our quick turnaround time and one-on-one personal service to help you get into the home of your dreams.
In-House Mortgage
If you're looking for more flexibility, our In-House Mortgage option could be a nice option for you and your family.
- Ideal for properties that may not meet conventional qualifications
- Less restrictive credit requirements
- Flexible terms available from 10 to 20 years
Apply online 24/7. Quick, local service.
Apply online in 5 minutes.
Enjoy and benefit from local loan decisions.
Work with local mortgage lenders who know the market.
Receive ongoing communication from your First Bank lender.
Personal Banking
Your dream home. Your dream loan.
From building, to buying, to refinancing, you'll be in good hands with our knowledgeable, local mortgage team.
Request a call from a mortgage loan officer.
Have our Mortgage Expert contact you. Or, call us at 812-266-2638.
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Personal Banking
Should you rent or buy your home?
Use our handy calculator to weed through the fees, taxes, and monthly payments to help you make the best decision.
in-house-mortgage
First Bank NMLS ID# 408968. Subject to credit approval. Other restrictions may apply. Property insurance required. See First Bank for details. The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant’s income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act. The Fair Housing Act prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status, or national origin. Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics. The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Refer to product disclosure for the terms and conditions associated with the product. Other fees and charges may apply.