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About First Bank

Get to know First Bank and what makes us different

Historical photo of First National Bank of Carmi
Our founders built First Bank in 1893 with a mission to provide strong financial futures for our communities. Today, we are a community bank, and every day we live our mantra – Making Great Things Happen.


Our vision, mission, and values guide us every day.

Our Vision
To create tailored and unexpected solutions that drive success.
Our Mission
To build profitable relationships by being the best bank for small business.
Our Values
Commit to excellence.
Do the right thing.
Work smarter not harder.
Be confident, yet humble.

You'll benefit from all of the great things we do.

Like partnering on solutions for your business, your farm, and your life. 

  • We are known for teaming up with small-to-mid-sized businesses to help them grow and stay profitable.
  • We know agriculture and have a dedicated team that understands the unique challenges of farming.
  • We are committed to putting you first by making things easy and helping you reach financial goals.

A frequent question we hear is, “What makes you different from any other bank?”

Many people think that the only distinction between banks is interest rate – what they charge on loans or pay on deposits. And while most bankers say they want to be your partner, they neglect to share how that experience will look and feel. That’s because many times they define partnerships as an annual visit that’s prompted by your loan’s renewal date.

Our relationships are more than rates and loan renewals. Here, you will experience partnerships with continuous dialogue and value.
We are your neighbors, friends, and partners, and you will be treated like it.
Farmer standing on corn field against sky with silos in background
Since 1893

Our story is rich in history

Generations in Southeast Illinois and Southwest Indiana trust our family of companies, and you will too. Learn more about where we've come from and who has led us along the way.

Partnerships only work with communication. 

Our new clients often share that they never knew who to contact at their former bank with certain questions or issues. That is something you will never experience at First Bank. You always know who to connect with here.

Close-up of business people shaking hands in the office

Our Leadership

A leader is one who knows the way, goes the way, and shows the way. Meet our dedicated Executive Team and Board of Directors.
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Our Culture

The same values that guided our founders in 1893 continue to guide us today. Learn what drives us at the core, to make great things happen every single day.

We are proud to be a very stable and successful family of companies – giving our clients integrated solutions from a single, trusted partner.

Our holding company, Southern Illinois Bancorp, includes First Bank and Southern Illinois Title.
Southern Illinois Title logo

Have questions?

We'd love to hear from you.
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