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Locations & Hours

Find a First Bank location near you. Search branches and hours, ATMs and more.

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Online & Mobile Banking

Enjoy an improved online experience, better app and more security with new Online & Mobile Banking.

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Reach out to if you have questions, are looking for assistance, or would like to share feedback.

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Business Loans

Make progress toward your goals and uncover the loan that fits your business by partnering with us.

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Apply for your next home loan online 24/7 and enjoy quick, local service for your next mortgage or refi.

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Farm Loans

Turn to us when you need flexible access to capital, new equipment or real estate for your farm.

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Operating Lines of Credit

Small business owners have lost an average of $43,394 by foregoing a project or sales specifically due to issues created by insufficient cash flow.

Intuit QuickBooks Study

Quickly take action on opportunities or efficiently cover expenses. You're in control of everyday business with a First Bank Operating Line. 

Why First Bank for Operating Lines of Credit

Ready to simplify borrowing with easy access to short-term financing? Need peace of mind that day-to-day expenses are always covered? Want assurance that you'll never miss another opportunity due to financing delays? Look to a First Bank Operating Line for access to money when you need it the most.

Money when you need it

  • Ensure short-term financing is always readily available
  • Cover operating expenses – both expected and unexpected
  • Supplement cash flow gaps as needed
  • Capitalize on business opportunities right away

More about First Bank Operating Lines

  • No need to reapply each time you need to tap into the line
  • Competitive variable rates
  • Interest-only payments for up to one year
  • Advance money to other First Bank accounts by phone or online
  • Automatic payments from a First Bank account
  • Line doubles as overdraft protection on your First Bank Business Checking account
  • Line of Credit Sweep options make great add-ons for automated money management

Together, Let’s Make Great Things Happen

Partnering with businesses to make great things happen is the most significant way we give back to our communities. Meet the First Bank team helping businesses thrive in Carmi, Grayville and Mount Carmel in Illinois, and Evansville, Mount Vernon, Poseyville and Princeton in Indiana.


Loans subject to credit approval. First Bank cannot provide tax or legal advice. Please seek the guidance of a tax or legal professional if you have questions.

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