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Business Credit Card

Maximize your business purchasing power with First Bank Business Rewards credit card

Discover flexibility and rewards with our Visa Signature® Business Rewards credit card.

Whether you're a small startup or a well-established corporation, our Visa Signature® Business Rewards credit card1, issued by UMB Bank, provides the financial freedom to manage business expenses efficiently. With a competitive APR, a robust rewards program, and comprehensive expense tracking features, our business credit card is more than just a payment method, it's a tool to propel your business forward.

Enjoy the ease of managing your cash flow with the added security and convenience. With detailed monthly statements and online management tools, tracking and controlling your business spending has never been easier.
Great rewards
  • You want to earn rewards every month and not be concerned about what categories your credit cards points come from.
  • Every dollar you save is a dollar that falls to your bottom line. 
  • Earn 2X Points per dollar on purchases in the top two merchant categories each month and 1 Point per dollar on purchases everywhere else Visa is accepted.2
No annual fee
No annual fee helps your business reduce your cost of credit.
Competitive APR
Along with great rewards and no annual fee, the First Bank Visa Signature® Business Rewards credit card offers a competitive purchase APR. Contact us for current rates.
Introductory offers
  • Introductory Purchase APR of 0% for the first 9 months.3
  • Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points.4

Other benefits

Additionally, our Visa Signature® Business Rewards credit card features consolidated and individual card billing options, fraud protection and individual card limits, and is also equipped for Apple Pay, Samsung Pay, Garmin Pay, and Fitbit Pay Digital Wallets.

Apply or upgrade today

Start your application now and a First Bank representative will be in touch soon.
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Business Banking

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Digital Banking

Need online banking for multiple users at your business?

We get it, and we got you. With First Bank Business Online and Mobile Banking, you can. 

Empower your business with the financial solutions it deserves.

Contact us today to find out how our Business Credit Card can help streamline your spending and reward your business in Illinois and Indiana.

Have questions?

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Cards issued by UMB Bank, n.a.1Subject to credit approval. Rates and fees subject to change.2The Program Member's Control Account or the Cardholders account (if cards are billed to an individual Cardholder) earn two (2) Points for each dollar on Net Purchases that fall within the top two (2) merchant category codes (MCCs) for that month, based on the total dollar volume of Net Purchases in each category. We will use the MCCs assigned by the Card Network to identify your Net Purchases that qualify for accelerated Points earning. Certain conditions, restrictions, and exclusions apply. See the Visa Signature Business Rewards Program Rules for complete details about the rewards program.3APR for Purchases: 0.00% introductory APR for nine months. After that, your Purchase APR will be 15.99% (quote based on the Prime Rate in effect as of April 1, 2022).4Within 90 days of opening your new Visa Signature Business credit card account, approved applicants must use their card(s) to make $2,000 in Net Purchases to receive 20,000 bonus points. Bonus point eligibility will be determined by combining Sub Account Net Purchases to the Program Member's Control Account, or by an individual Cardholder's Net Purchases if the individual Cardholder receives a bill. Bonus Points will be applied to your account within 45 days of meeting the spend requirement. The following transactions are excluded from "Purchases" and do not earn rewards points: cash advances, returns, finance charges and credit card interest or fees.
*The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.