Credit Cards

Get rewarded for your purchases, enjoy a low APR, and take advantage of worldwide purchasing power. All the things you need in a credit card and more!

Every time you use your First Bank Simply Rewards Visa Credit Card, you'll earn points to redeem for account credits, gift cards, travel, entertainment and more.¹

Why First Bank for credit cards

Our First Bank Simply Rewards^TM Visa Credit Card is chip-enabled providing enhanced security features during transactions.

3x the points

Grocery stores
Discount stores
Gas stations
Restaurants and fast food

1x the points

All other purchases

We make it easy to redeem

Access your account to see how many points you've earned through online banking or your monthly statement.
Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.¹

Additional Visa Benefits

Visa's Zero Liability Fraud Protection Policy means you won't be held responsible for any unauthorized charges made with your card or account information.²
Other benefits include auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.³

Reporting Fraud, Lost or Stolen Cards

Please report fraud or lost or stolen credit cards 24/7 by calling 1-800-821-5184.

Together, Let’s Make Great Things Happen

Families, friends and neighbors partner with us to make great things happen, every day. Meet the First Bank team that’s helping communities thrive in Carmi, Grayville, Lawrenceville and Mount Carmel in Illinois, and Evansville, Haubstadt, Mount Vernon, Poseyville, Princeton and Vincennes in Indiana.

Disclosures

Cards issued by UMB Bank, n.a. ¹Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details. ²Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. ³See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.