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Find a First Bank location near you. Search branches and hours, ATMs and more.

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Online & Mobile Banking

Enjoy an improved online experience, better app and more security with new Online & Mobile Banking.

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Business Loans

Make progress toward your goals and uncover the loan that fits your business by partnering with us.

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Apply for your next home loan online 24/7 and enjoy quick, local service for your next mortgage or refi.

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Farm Loans

Turn to us when you need flexible access to capital, new equipment or real estate for your farm.

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Credit Cards

Get rewarded for your purchases, enjoy a low APR, and take advantage of worldwide purchasing power. All the things you need in a credit card and more!

Every time you use your First Bank Simply Rewards Visa Credit Card, you'll earn points to redeem for account credits, gift cards, travel, entertainment and more.1

Why First Bank for credit cards

Our First Bank Simply RewardsTM Visa Credit Card is chip-enabled providing enhanced security features during transactions.

3x the points

  • Grocery stores
  • Discount stores
  • Gas stations
  • Restaurants and fast food

1x the points

  • All other purchases

We make it easy to redeem

Additional Visa Benefits

  • Visa's Zero Liability Fraud Protection Policy means you won't be held responsible for any unauthorized charges made with your card or account information.2
  • Other benefits include auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.3

Reporting Fraud, Lost or Stolen Cards

Please report fraud or lost or stolen credit cards 24/7 by calling 1-800-821-5184.

Together, Let’s Make Great Things Happen

Families, friends and neighbors partner with us to make great things happen, every day. Meet the First Bank team that’s helping communities thrive in Carmi, Grayville, Lawrenceville and Mount Carmel in Illinois, and Evansville, Haubstadt, Mount Vernon, Poseyville, Princeton and Vincennes in Indiana.


Cards issued by UMB Bank, n.a. 1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details. 2Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. 3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.

Your security and privacy matters at First Bank. Before you send us an email, please be sure that you are not sending confidential or personal information – like your account number or social security number. If you need to share this type of information with us, please call us at 1-800-538-3979.

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