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A Rainy Day Fund is money set aside for the “just in case” moments, like car repairs, surprise bills, or anything life throws at you.
Whatever the weather, it’s smart to be ready.
Having a separate savings account is a great first step.
Check out these easy ways to start your Rainy Day Fund.
- Tax refund tuck-away. Move a portion of your refund into your new account.
- Payday set-and-forget. Transfer a small amount each payday.
- Round-up style saving. Add a little extra each week (even $5–$10).
- Extra income buffer. Put overtime/bonus/side income here first.
- “Found money” rule. Gifts, rebates, or cash-back go straight to your fund.
Why keep it in a separate account?
- It’s harder to “accidentally spend”
- It’s easier to track your progress
- It gives you confidence when the unexpected hits
Make purchases with ease plus 24/7 access to your funds
Take control of your spending with a First Bank Debit Card.
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