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Home Equity Lines

Get ongoing access to funds with our home equity lines

Planning a home renovation or looking at a major expense?

A First Bank home equity line is secured by your home and allows you to access the available equity you have in your home. It features a revolving line of credit so you can enjoy a ready cash reserve that is available whenever you need it, and interest paid may be tax deductible.

A First Bank Home Equity Line is ideal for expenses such as: 
Home renovations
Home improvement is one of the most common reasons homeowners take advantage of a home equity line. Besides making the home more comfortable, upgrades could make it more valuable, too.
Traveling can come with a steep price tag, and tapping your home’s equity could help cover the costs without having to increase your credit card debt.
Consolidating debt
Consolidate higher-interest debt, such as credit card balances, at a lower interest rate. and reduce your monthly expenses significantly.

Apply online 24/7. Quick, local service.

Apply online in 5 minutes.
Enjoy and benefit from local loan decisions.
Work with local mortgage lenders who know the market.
Receive ongoing communication from your First Bank lender.

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Personal Banking

Your dream home. Your dream loan. 

From building, to buying, to refinancing, you'll be in good hands with our knowledgeable, local mortgage team.

Request a call from a mortgage loan officer.

Have our Mortgage Expert contact you. Or, call us at 812-266-2638.
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Personal Banking

How much equity do you have in your home?

Use our simple calculator to help you determine an estimate.


Have questions?

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First Bank NMLS ID# 408968. Subject to credit approval. Other restrictions may apply. Property insurance required. See First Bank for details. The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant’s income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act. The Fair Housing Act prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status, or national origin. Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics. The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Refer to product disclosure for the terms and conditions associated with the product. Other fees and charges may apply.