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Make progress toward your goals and uncover the loan that fits your business by partnering with us.

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Farm Loans

Turn to us when you need flexible access to capital, new equipment or real estate for your farm.

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Business Loans

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40% of small businesses are profitable, 30% break even, and 30% are continually losing money. Of the businesses that fail, 82% do so because of cash flow problems.

Small Business Trends

Access to funding is the fuel of your business making financing key for growth. Partner with First Bank for Business Financing and let's Make Great Things Happen together. 

Why First Bank for Business Loans

What can we make happen for your business? Flexible access to capital, new equipment or real estate? Whatever is next, you can turn to First Bank for a partnership based on knowledge and trust, because your ideas and vision teamed up with our expertise can only mean great things.

Your Vision, Our Expertise

You know what you're good at and you stick to it to create a competitive advantage. We know what we're good at, too. First Bank is known for partnering with small-to-medium-sized businesses to help them grow and stay profitable.

Relationships That Mean More Than Loan Renewals

Here, you will experience partnerships with continuous dialogue and value. You will always know what to expect and the plan to make it happen. Your partnership with us means:

  • Walking through a customized proposal that serves as the initial blueprint for our relationship
  • Connecting with executive management as they deliver our proprietary resources and tools
  • Knowing upfront who your lead banker is along with a support team of specialists
  • Receiving periodic mailings with articles or books handpicked by our CEO and President
  • Taking advantage of training that keeps you on top of timely topics with actionable takeaways
  • Enjoying special events to thank you for your business and to network with other business owners

The Right Funding Source for Whatever Is Next

Financing strategies vary by business type and stage. So whether you're just getting started, thinking of taking it to the next level or keeping things running smoothly, let's partner with financing solutions, like:

  • Commercial Real Estate Loans: Building a new property or adding a location? Renovating or expanding existing space? Real Estate and Construction Loans make it easy to grow or break ground on your project.
  • Equipment Loans: Don’t let outdated equipment slow you down. From vehicles, manufacturing and construction equipment to printers, computers and other office equipment, partner with First Bank to upgrade your business assets.
  • Operating Lines of Credit: Need easy access to capital to cover expenses or quickly leverage opportunities? An Operating Line is a great way to manage cash flow and growth.
  • Credit Cards: Conveniently keep your personal and business expenses separate with a Business Credit Card. It can be a quick solution for temporary cash flow gaps, too. 

We also know agricultural financing and have a dedicated ag team that understands the unique challenges of farming.

Together, Let’s Make Great Things Happen

Partnering with businesses to make great things happen is the most significant way we give back to our communities. Meet the First Bank team helping businesses thrive in Carmi, Grayville, Lawrenceville and Mount Carmel in Illinois, and Evansville, Haubstadt, Mount Vernon, Poseyville, Princeton and Vincennes in Indiana.


Loans subject to credit approval. First Bank cannot provide tax or legal advice. Please seek the guidance of a tax or legal professional if you have questions.

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