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First Essential Checking

A checking account for simple, everyday banking.

A straightforward checking account for everyday banking.

First Essential Checking is perfect for those who value simplicity and efficiency in their personal banking experience. With no hidden fees, it's designed to make your financial life stress-free.

Enjoy the ease of managing your daily finances with our intuitive Digital Banking tools, giving you the power to handle transactions, check balances, and set up alerts on the go. First Bank clients also appreciate our nationwide network of Money Pass ATMs and knowledgeable, local client support.
Amount to open
Monthly account fee1
$0 with $100 balance, otherwise $5
Mailed statements

First Essential Checking is more than just an account, it's a key to a hassle-free financial journey.

Whether you're paying bills, depositing checks, or simply keeping track of your spending, we've got you covered with an account that's tailored to your lifestyle.

Person analyzing My First Bank Mobile App on her smartphone

Already enrolled in online banking? You'll love our app.

For banking on the go, simply download the My First Bank Mobile App and log in with your existing user ID and password.

QR code to access My First Bank Mobile App

Unsure which account is right for you? Prefer to meet in person? Connect with a Branch Manager today.


Have questions?

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1Checking and savings accounts, excluding Student Savings and Christmas Clubs, are considered dormant after 365 days of inactivity, regardless of balance. Dormant checking accounts will be assessed a $5 monthly fee, and dormant savings accounts will be assessed a $5 quarterly fee.