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First Rewards Personal Checking

Turn everyday banking into rewarding banking.

Get rewarded with up to 3.56% APY1 on balances up to $20,000 with qualifying activity.

 
First Rewards Checking helps you earn more from the banking you already do every day. Meet a few simple qualifications per statement cycle to earn premium interest and ATM fee refunds.
Minimum opening deposit
$500
Qualifications per statement cycle
  • 15 debit card purchases
  • 1 direct deposit
  • eStatements
  • $500 minimum daily balance
ATM fee refunds
Receive up to $15 per statement cycle in ATM fee refunds when qualifications are met
If qualifications aren't met
Earn 0.10% APY1 on balances over $20,000 and on all balances when qualifications are not met












Ready to start earning rewards?

 
 


















Personal debit card in hand




Make purchases with ease plus 24/7 access to your funds

Take control of your spending with a First Bank Debit Card.
 

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1Annual Percentage Yields (APYs) are accurate as of October 7, 2026. APYs may change after account opening. Fees could reduce earnings on the account.