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Mortgage Loans

Feel right at home with a loan from First Bank

We take a common sense approach to mortgage lending.

And we’re here to help with an expanded variety of smart and competitive mortgage services. With proven expertise, quick turnaround time and one-on-one personal service, whether you are buying or building, we’ll help you choose the right mortgage solution to get you in the home of your dreams.
Rest easy knowing exactly what your rate and payment will be for the life of your loan with a fixed-rate conventional mortgage.

  • Competitive down payment for first time home buyers
  • Steady, predictable payment schedule
  • Flexible terms available from 10 to 30 years
If you're looking for more flexibility, our 'in-house' mortgage option could be a nice option for you and your family.

  • Ideal for properties that may not meet conventional qualifications
  • Less restrictive credit requirements
  • Flexible terms available from 10 to 20 years
For new home construction and major additions, you'll enjoy partnering with First Bank during this exciting time.

  • Pay interest only during the construction period
  • Upon completion, choose from a variety of permanent financing options
  • Competitive rates and terms
FHA mortgages are not just for first-time home buyers, but can be a very smart option for many.

  • Ideal for home buyers without a lot of savings
  • Less restrictive credit requirements
  • Flexible terms available from 10 to 30 years
VA (Veterans Affairs) Mortgage

You deserve a special thanks for your service with a VA loan featuring a fixed rate and payment for the life of your loan.

  • 100% financing
  • No Private Mortgage Insurance (PMI)
  • Flexible terms available from 10 to 30 years

Apply online 24/7. Quick, local service.

Apply online in 5 minutes.
Enjoy and benefit from local loan decisions.
Work with local mortgage lenders who know the market.
Receive ongoing communication from your First Bank lender.

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Personal Banking

Your dream home. Your dream loan. 

From building, to buying, to refinancing, you'll be in good hands with our knowledgeable, local mortgage team.

Request a call from a mortgage loan officer.

Have our Mortgage Expert contact you. Or, call us at 812-266-2638.
Request a call
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Personal Banking

Should you rent or buy your home?

Use our handy calculator to weed through the fees, taxes, and monthly payments to help you make the best decision. 

Start calculating

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Considering homeownership?

Get help understanding all things you need to think about before buying a home.


Have questions?

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First Bank NMLS ID# 408968. Subject to credit approval. Other restrictions may apply. Property insurance required. See First Bank for details. The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant’s income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act. The Fair Housing Act prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status, or national origin. Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics. The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Refer to product disclosure for the terms and conditions associated with the product. Other fees and charges may apply.