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Change your loan terms or put home equity to work

Your needs can change and so can your mortgage loan.

Ready to refinance? We are here to help. Our 5-minute online application makes refinancing your home loan easy to get started. With proven expertise, quick turnaround time and one-on-one personal service, we are here to walk you through the process step by step.

Refinancing your home has many benefits, here are a few:
Lower monthly payments
You may be able to lower your existing interest rate, or extend your loan term, to reduce your monthly payment.
Take advantage of your home’s equity
Cash out refinancing can enable you to use your home’s equity for nearly any need such as remodeling.
Combine multiple mortgages (and possibly other loans) into one simply payment.
Tax advantages
Consolidating other debts into your home loan such as auto loans and other installment debts since interest paid may be tax-deductible. Consult your tax advisor.
Lock in a fixed rate
Make the switch from an Adjustable Rate Mortgage (ARM) to shield yourself from future rate increases.
Eliminate Private Mortgage Insurance (PMI)
If your home has appreciated in value, you might be able to eliminate this cost.

Apply online 24/7. Quick, local service.

Apply online in 5 minutes.
Enjoy and benefit from local loan decisions.
Work with local mortgage lenders who know the market.
Receive ongoing communication from your First Bank lender.

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Personal Banking

Should you rent or buy your home?

Use our handy calculator to weed through the fees, taxes, and monthly payments to help you make the best decision. 

Start calculating

Request a call from a mortgage loan officer.

Have our Mortgage Expert contact you. Or, call us at 812-266-2638.
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Digital Banking

Open a First Bank account anytime, anywhere.

It's quick, convenient and secure.


Have questions?

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First Bank NMLS ID# 408968. Subject to credit approval. Other restrictions may apply. Property insurance required. See First Bank for details. The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant’s income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act. The Fair Housing Act prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status, or national origin. Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics. The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Refer to product disclosure for the terms and conditions associated with the product. Other fees and charges may apply.