Check Icon

Basic Business Checking

Tailored for startups or businesses with low transaction volumes

An essential tool for businesses seeking streamlined financial management.


Our Basic Business Checking account is designed for businesses looking for a straightforward, low-cost banking solution. It offers the essential services needed for efficient financial operations, including easy account management and low transaction fees.

We understand the importance of hassle-free banking for business owners. Our Basic Business Checking account minimizes fees and simplifies transactions, allowing you to focus more on growing your business. With our dedicated customer service and user-friendly Digital Banking options, managing your business finances becomes a seamless part of your daily operations.
Amount to open
$100 or more
Monthly account fee1
No
Monthly items
200 free items per month, then $0.25 per item thereafter
Online Bill Pay
20 free payments per month, then $0.40 per payment thereafter
Check images
$2 per month
Autobooks to manage customer payments
Complimentary









Business team discussing strategies


Business Banking

Ready to scale your business?

Tap into our complimentary tools and templates to help navigate this challenging and exciting business stage.

Let's get growing

Ready to open an account?

Tell us a little about your business and we'll be in touch soon.
Get started
Young farmer logging into My First Bank Mobile App on a tablet.
Digital Banking



Deposit checks from your business and on the go.

The My First Bank Business Deposit App makes it easy. 

























Join the thousands of Illinois and Indiana businesses who have chosen First Bank.

Connect with a member of our business team today and let's grow together. 

business/basic-checking

Have questions?

We'd love to hear from you.
 
Message us
1Checking and savings accounts, excluding Student Savings and Christmas Clubs, are considered dormant after 365 days of inactivity, regardless of balance. Dormant checking accounts will be assessed a $5 monthly fee, and dormant savings accounts will be assessed a $5 quarterly fee.