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Mortgages

Apply for your next home loan online 24/7 and enjoy quick, local service for your next mortgage or refi.

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Turn to us when you need flexible access to capital, new equipment or real estate for your farm.

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Mortgages

All Accounts Include

Apply for your next home loan online 24/7 and enjoy quick, local service at First Bank! You will feel right at home with your new mortgage loan.


Why First Bank for Mortgage Loans

At First Bank, we take a common sense approach to mortgage lending. And we’re here to help with an expanded variety of smart and competitive mortgage services. With proven expertise, quick turnaround time and one-on-one personal service, we’ll help you choose the right mortgage solution to get you in the home of your dreams.

Apply Online 24/7. Quick, Local Service.

  • Apply online in 5 minutes
  • Enjoy and benefit from local loan decisions
  • Work with local mortgage lenders who know the market
  • Receive ongoing communication from your First Bank lender

Get $200 with a new First Bank mortgage or refi

Whether you’re buying or refinancing your home sweet home, the experts at First Bank are here to guide you every step of the way.
Plus for a limited time, get a First Bank mortgage and get $200!

Brooke Eaton NMLS ID #571083

Indiana
Brooke Nicole Eaton

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Katelyne Wolff NMLS ID #1111428

Illinois
Katelyne Earle Wolff

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Unsure which option is best for you? Contact Brooke or Katelyne to learn more.


Types of Mortgage Loans

  • Fixed-Rate Conventional

    Rest easy knowing exactly what your rate and payment will be for the life of your loan with a fixed-rate conventional mortgage. 

    • Competitive 3% down payment for first time home buyers
    • Steady, predictable payment schedule
    • Flexible terms available from 10 to 30 years
  • In-House

    If you're looking for more flexibility, our 'in-house' mortgage option could be a nice option for you and your family.

    • Ideal for properties that may not meet conventional qualifications
    • Less restrictive credit requirements
    • Flexible terms available from 10 to 20 years
  • USDA

    For single family homes in rural and suburban areas, a USDA (Rural Housing) mortgage loan may be an option for you.

    • Up to 100% financing
    • Affordable monthly payments
    • Flexible terms available from 10 to 30 years
  • FHA

    FHA (Federal Housing Administration) mortgages are not just for first-time home buyers, but can be a very smart option for many.

    • Ideal for home buyers without a lot of savings
    • Less restrictive credit requirements
    • Flexible terms available from 10 to 30 years
  • VA

    You deserve a special thanks for your service with a VA (Veterans Affairs) loan featuring a fixed rate and payment for the life of your loan.

    • 100% financing
    • No Private Mortgage Insurance (PMI)
    • Flexible terms available from 10 to 30 years
  • Construction

    For new home construction and major additions, you'll enjoy partnering with First Bank during this exciting time.

    • Pay interest only during the construction period
    • Upon completion, choose from a variety of permanent financing options
    • Competitive rates and terms

Together, Let’s Make Great Things Happen

Families, friends and neighbors partner with us to make great things happen, every day. Meet the First Bank team that’s helping communities thrive in Carmi, Grayville and Mount Carmel in Illinois, and Evansville, Mount Vernon, Poseyville and Princeton in Indiana.

Disclosures

First Bank NMLS ID# 408968. Subject to credit approval. Other restrictions may apply. Property insurance required. See First Bank for details. The Equal Credit Opportunity Act prohibits lenders from discriminating against credit applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, whether all or part of the applicant’s income comes from a public assistance program, or whether the applicant has in good faith exercised a right under the Consumer Credit Protection Act. The Fair Housing Act prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status, or national origin. Under these laws, a consumer cannot be refused a loan based on these characteristics nor be charged more for a loan or offered less favorable terms based on such characteristics. The content of this page is informational only. Account is subject to approval. The terms of the account, including any fees or features, are subject to change without prior notice except as required by law. Refer to product disclosure for the terms and conditions associated with the product. Other fees and charges may apply.

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